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##first_name##, here are your next steps…

Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our certified counselors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counseling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

You are not alone:

Eric R. got help with $14,000 in AZ9 minutes ago
Pat S. got help with $10,000 in MI15 minutes ago
Jose R. got help with $25,000 in PR31 minutes ago
David R. got help with $13,381 in TX32 minutes ago
Bobby D. got help with $53,000 in SC34 minutes ago
Daniel R. got help with $15,000 in OH38 minutes ago
Judy R. got help with $20,000 in LA40 minutes ago
Tanya G. got help with $20,000 in FL59 minutes ago
Eric David G. got help with $13,982 in CA1 hour ago
Edgardo M. got help with $11,000 in NY1 hour ago
Sandra S. got help with $10,000 in UT1 hour ago
Regina P. got help with $25,000 in CA1 hour ago
Caitlin F. got help with $10,500 in CT1 hour ago
Alison W. got help with $10,000 in GA2 hours ago
Sherry M. got help with $30,000 in AZ2 hours ago
Deanna D. got help with $10,603 in NY2 hours ago
Lilyan G. got help with $10,631 in CA2 hours ago
Deborah D. got help with $10,000 in NC2 hours ago
Kara S. got help with $15,000 in CT2 hours ago
Dorothy G. got help with $11,439 in AL2 hours ago

More than 10 million people helped in 30 years

Over $9.5 billion in debt consolidated

300+ hrs. of education offered each year

Talk to a Counselor for Free

Review your debts, budget and credit with a certified credit counselor to see if you qualify for a debt management program and explore other options for relief.

Enroll as Soon as You’re Ready

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

Get Out of Debt Faster

The program is easy! You make one payment to us each month and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

Best Rating: 5

Average Rating: 4.7

Reviews: 9142

5 stars

To the point

To the point, clear, concise, and effective. How business should be handled.

ADAM CHRISTOPHER M.

5 stars

Never a problem.

Never a problem.

Julietta

5 stars

Kindness and loyalty for…

Kindness and loyalty for assisting as .is a lot to me…make my debt free in…

Jessielyn

4 stars

Frederica got right down…

Frederica got right down to the issue. We have a plan of resolution in place.

Andrew W.

5 stars

Consolidated Credit is…

When I joined Consolidated Credit I was in debt to the point I didn’t think that I…

May Hardy-Piper

5 stars

Very helpful and the…

Very helpful and the person is always friendly

Dawn C.

5 stars

Great

Great, honest company. I have working with them for a while. I ruined my credit…

NEVSHA L.

5 stars

I had an ease access to…

I had an ease access to check on my account and see how am i doing towards the road…

Enrique and Belinda Estalilla

5 stars

Thanks the procedure was…

Thanks the procedure was fairly straightforward

KURT G.

5 stars

2025

unknown just responding

RONALD D.

5 stars

Great service!

Great service!

Hass

5 stars

Recommended

Always a short wait (if any) to talk to a super friendly, super helpful associate….

Rich Vogt

5 stars

Highly Recommend

Great results

JACQUELINE G.

5 stars

They took care of it

I was lucky that a lender passed my info to Consolidated once they determined they…

NICHOLAS K.

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